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14138 State Highway 20
Niceville, FL 32578

$680,000 - Status: Active

Beds: 4

Baths: 3 full

SQFT (H&C): 2,198

MLS# 997982

Paradise Found with views of Choctawhatchee Bay and beyond! This home has a Niceville address it is not located in Freeport! Located approximately 2-3 Miles to Bluewater Bay and Mid Bay bridge. Be in Destin in 15 minutes! Short drive to Eglin AFB, shopping, dining! All that is missing is YOU! This meticulously maintained home showcases more than $250,000 in 2020 updates, blending timeless character with modern luxury. High ceilings, triple-crown molding, custom wood trim, a cozy fireplace create an inviting, refined interior. The beautifully updated kitchen features quartz countertops, soft-close cabinetry, custom tilework, and upgraded lighting. All bathrooms have been fully remodeled with high-end finishes. Sunlight fills the home, and nearly every room captures sweeping bay views. Enjoy multiple outdoor living spaces perfect for relaxing or entertaining. A gated paver entry leads to the charming wrap-around front porch, offering the ideal spot to unwind and take in the scenery. This home also has Hurricane shutters, 2020 Roof, 2020 HVAC (2 Units) Controlled access gate to enter the property. Septic was pumped in 2020. The detached 2 car garage has lots of storage and space. There is also a separate smaller metal shed on the back of the lot.

Property Features

MLS#: 997982

Zip: 32578

Subdivision: Chickasaw S-d

Development: 20 - Freeport

Property Type: Residential - Single Family

Cooling: Ceiling Fans, Central Air

Days on Site: 33

Fenced: Yes

Garage: 2

Home Style: Victorian

Lot Size: 0.34 acres

Stories: 2.0

Taxes: $2,764

Year Built: 2003

SQFT (H&C): 2,198

Feature Descriptions

Appliances: Auto Garage Door Opn, Dishwasher, Dryer, Microwave, Oven Self Cleaning, Stove/Oven Electric, Washer, Water Heater - Elect

Exterior: Balcony, Fenced Back Yard, Hurricane Shutters, Lawn Pump, Pavillion/Gazebo, Sprinkler System, Yard Building

Exterior: Siding Vinyl, Trim Vinyl

Fencing: Fenced Lot-All, Fenced Privacy

Financing Terms: Conventional, VA

Flooring: Floor Tile

Foundation: Slab

Interior: Breakfast Bar, Ceiling Crwn Molding, Ceiling Raised, Fireplace, Lighting Recessed, Pantry, Washer/Dryer Hookup

Lot Description: Within 1/2 Mile to Water

Lot Dimensions: 85X201X85X192

Parcel Number: 28-1S-21-41020-002-0370

Parking: Garage Detached, Oversized

Patio/Porch: Patio Open, Porch

Property Condition: Renovated, Construction Complete

Road Frontage: State Road

Road Surface: Paved

Rooms Total: 10

Sewer: Septic Tank

Special View Info: Bay

Sub Type: Detached Single Family

Utilities: Electric, Phone, Public Water, TV Cable

Window: Window Treatmnt Some

Local Schools

High School: Freeport

Middle School: Freeport

Elementary School: Freeport

14138 State Highway 20 | MLS# 997982

This single family home located at 14138 State Highway 20, Niceville, FL 32578 is currently listed for sale with an asking price of $680,000. This property was built in 2003 and has 4 bedrooms and 3 full baths with 2198 sq. ft. State Highway 20 is located in the CHICKASAW S-D subdivision. Search CHICKASAW S-D real estate on ksmith.beachybeach.com today.

Listed By / Shown By

Listed By

Agency Name: The Realty Firm Inc

Shown By

Agent Name: Karen Smith
Agent Phone: (850) 527-5651
Agency Title: Beachy Beach Real Estate

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/16/2026. The listing information on this page last changed on 04/16/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 04/16/2026 3:53:21 PM EST) or Emerald Coast MLS (last updated Thu 04/16/2026 3:47:27 PM EST) or Central Panhandle Association of Realtors (last updated Thu 04/16/2026 3:48:14 PM EST). Real estate listings held by brokerage firms other than Beachy Beach Real Estate may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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14138 State Highway 20Niceville, FL 32578