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204 Middleburg Drive
Panama City Beach, FL 32413

$425,000 - Status: Active Under Contract
Bed Icon Beds: 3
Bath Icon Baths: 2 full
Sq Feet Icon SQFT (H&C): 1,833
MLS Icon MLS# 793320

Currently under contract, Seller accepting backup offers. Welcome to Palmetto Trace, one of Panama City Beach's most desirable golf cart-friendly communities, where location, lifestyle, and convenience come together. Perfectly situated in the heart of Panama City Beach, this beautifully maintained home is just minutes from Pier Park, Frank Brown Park, the beach, Gayle's Trails, Topgolf, Pirate's Voyage Dinner & Show, and countless shopping, dining, and entertainment options. Inside, you'll find soaring vaulted ceilings, abundant natural light, and hardwood flooring throughout most of the home, creating a warm and inviting atmosphere. The recently renovated kitchen is designed for both everyday living and entertaining, featuring elegant quartz countertops, stainless steel appliances, abundant cabinetry, and a functional layout that opens to the main living areas. The spacious primary suite is a true retreat, offering French door access to the screened-in porch, two walk-in closets, and a private en-suite bath complete with a relaxing garden tub. Step outside to enjoy the screened patio, providing the ideal indoor-outdoor living space overlooking the low-maintenance fenced backyard. 2 additional bedrooms share a second bathroom. Additional highlights include a two-car garage with plenty of room for vehicles, storage, and all your beach lifestyle essentials. Palmetto Trace offers exceptional community amenities with a low annual HOA fee that includes professional management, trash service, sidewalks, two community pools with covered cabanas, tree-lined streets, and underground utilities. Two convenient neighborhood entrances make getting around effortless. The location truly sets this home apart. Enjoy easy access to Pier Park's premier shopping, dining, and entertainment, Frank Brown Park's renowned sports facilities, Aaron Bessant Park's concerts and community events, Russell-Fields Pier, Panama City Beach's dog-friendly beach, and Northwest Florida Beaches International Airport, located approximately 15 minutes away. The future Tallahassee Memorial Hospital campus nearby is expected to bring additional convenience and long-term value to the area. Whether you're looking for a full-time residence, a second home, or an investment in one of Panama City Beach's most sought-after communities, this home offers the perfect combination of comfort, convenience, and coastal living. Roof replaced 2021, HVAC 2018, Water Heater 2017 'Age, Square Footage, lot and room sizes approx, if important please verify.

Property Features

MLS#: 793320
Zip: 32413
Subdivision: Palmetto Trace
Development: 0321 - Beach - North Central
Property Type: Residential - Single Family
Cooling: Central Air, Ceiling Fan(s), Heat Pump
Days on Site: 16
Fenced: Yes
Garage: 2
Heating: Central, Electric, Heat Pump
Home Style: Traditional
Lot Size: 0.20 acres
Roof Type: Shingle
Year Built: 2005
SQFT (H&C): 1,833

Feature Descriptions

Appliances: Electric Range, Electric Water Heater
Association Amenities: Gazebo
Community Features: Pool, Community Pool
Exterior: Stucco
Exterior Features: Porch
Fencing: Fenced, Privacy
HOA Fee: $249 Quarterly
Interior Features: Double Vanity, Main Level Primary, Soaking Tub, Tub Shower, Walk-In Closet(s)
Lot Description: Sprinkler System, Paved
Lot Dimensions: 70x122
Parcel#: 32738-980-247
Patio/Porch: Covered, Porch, Screened
Pool: Fenced, In Ground, Community
Sewer: Public Sewer
Utilities: Electricity Available, Underground Utilities
Window: Double Pane Windows

Room Sizes

Kitchen: 18 X 11 Level - First
Bedroom: 11 X 10 Level - First
Bedroom: 11 X 10 Level - First
Primary Bedroom: 19 X 12 Level - First
Dining Room: 16 X 10 Level - First
Great Room: 19 X 18 Level - First

Local Schools

High School: Arnold
Middle School: Surfside
Elementary School: Hutchison Beach

204 Middleburg Drive | MLS# 793320

This single family home located at 204 Middleburg Drive, Panama City Beach, FL 32413 is currently listed for sale with an asking price of $425,000. This property was built in 2005 and has 3 bedrooms and 2 full baths with 1833 sq. ft. Middleburg Drive is located in the Palmetto Trace subdivision. Search Palmetto Trace real estate on ksmith.beachybeach.com today.

Listed By / Shown By

Listed By

Agency Name: Local Insight Realty

Shown By

Agent Name: Karen Smith
Agent Phone: (850) 527-5651
Agency Title: Beachy Beach Real Estate

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 08/15/2026. The listing information on this page last changed on 08/15/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sat 08/15/2026 1:45:04 PM EST) or Emerald Coast MLS (last updated Sat 08/15/2026 1:35:37 PM EST) or Central Panhandle Association of Realtors (last updated Sat 08/15/2026 1:37:50 PM EST). Real estate listings held by brokerage firms other than Beachy Beach Real Estate may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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