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8711 Surf Drive
Panama City, FL 32408

$4,500,000 - Status: Active
Bed Icon Beds: 7
Bath Icon Baths: 8 full 1 partial
Sq Feet Icon SQFT (H&C): 4,715
MLS Icon MLS# 977364

$200K+ already booked for 2026 and projected to generate up to $400K annually, 'Above All' is a Gulf-front luxury beach house featuring 7 bedrooms, 8.5 baths, a Gulf-front pool, and parking for up to 9 vehicles with no HOA restrictions.Freshly styled with over $150,000 in brand-new designer furnishings, high-end accessories, custom window treatments, 12 smart TVs, and a 412-game arcade console, this home delivers a luxury resort-style experience while maintaining the comfort of a private beachfront residence.The main living area features an impressive 30 x 30 open floor plan with breathtaking Gulf views from nearly every angle. At the center is a chef's kitchen designed for entertaining, highlighted by a massive 10 x 5 kitchen island with granite slabs imported from Brazil, dual refrigerators, wraparound seating, and a 75-inch wall-mounted TV. Hurricane-impact windows and a 10-foot sliding glass door frame panoramic views of the beach and emerald waters.Outdoor living takes center stage with a huge 30 x 25 beachfront deck overlooking a heated 12 x 23 Gulf-front pool with an 8 x 6 sun shelf. A sleek powder-coated aluminum safety fence protects the pool area without blocking the incredible Gulf views, while reinforced balcony railings provide added safety.Beyond its beauty, this home was engineered for durability and longevity. It is the first beachfront home on Panama City Beach constructed on 12 x 12 concrete pilings driven 20 feet deep rather than traditional wood pilings, providing exceptional strength and stability. The exterior features Hardie Board siding secured with stainless screws and a rust-resistant aluminum roof designed to last 30 years or more.Large hurricane-impact windows and triple-pane Therma-Tru doors bring in the views while providing protection from coastal weather. A commercial-grade fire suppression system with 24-hour monitoring adds another layer of safety throughout the home and outdoor spaces.One of the architectural highlights is the largest-ever 6 x 6 Energy Star octagonal window, flooding the interior with natural light and creating a signature design element that makes this home truly one of a kind.The third floor offers additional guest suites and a spacious entertainment lounge perfect for movie nights, games, a pool table, or air hockey. The primary suite is equally impressive with soaring 16-foot ceilings, chapel windows overlooking the Gulf, and a private lounge area with a coffee and wine bar for relaxing while watching the sunset.There is parking for up to 9 vehicles along with space for jet skis and other beach toys. With no HOA and no restrictions, owners enjoy the flexibility to maximize rental income or simply enjoy their own private Gulf-front retreat.Located just minutes from Pier Park and close to the soon-to-open Tootsies, Topgolf, and Dolly Parton's Pirates Voyage, this extraordinary beachfront home combines luxury, durability, and exceptional income potential.Buyer to verify all dimensions.

Property Features

MLS#: 977364
Zip: 32408
Subdivision: No Named Subdivision
Development: 27 - Bay County
Property Type: Residential - Single Family
Cooling: Ceiling Fans, Central Air
Days on Site: 323
Heating: Central
Home Style: Beach House
Lot Size: 0.28 acres
Stories: 4.0
Taxes: $14,820
Year Built: 2025
SQFT (H&C): 4,715

Feature Descriptions

Appliances: Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator, Smoke Detector, Stove/Oven Gas, Washer, Water Heater - Elect
Exterior: Balcony, Columns, Pool - Gunite Concrt
Exterior: Concrete, Frame, Siding CmntFbrHrdBrd
Financing Terms: Conventional
Flooring: Floor Tile
Foundation: Foundation On Piling
Interior: Breakfast Bar, Ceiling Cathedral, Ceiling Crwn Molding, Kitchen Island, Newly Painted, Owners Closet, Pantry
Lot Description: Dead End, Flood Insurance Req, Survey Available
Lot Dimensions: Irregular
Parcel Number: 30195-000-000
Patio/Porch: Deck Covered, Deck Open, Patio Covered
Pool Features: Pool - In-Ground, Pool Type
Property Condition: Construction Complete
Road Frontage: County Road
Road Surface: Paved
Rooms Total: 12
Sewer: Public Sewer
Sub Type: Detached Single Family
Utilities: Electric, Gas - Natural, Public Water, TV Cable
Waterfront: Gulf
Window: Window Bay, Window Treatment All, Storm Windows

Room Sizes

Bonus Room: 15 X 16 Level - First
Bedroom: 11 X 12 Level - Second
Bedroom: 11 X 14 Level - Second
Bedroom: 12 X 14 Level - Third
Bedroom: 12 X 14 Level - Third
Bedroom: 12 X 15 Level - Third
Bedroom: 10 X 22 Level - Fourth
Primary Bedroom: 17 X 29 Level - Fourth
Kitchen: 14 X 24 Level - Second
Den: 14 X 21 Level - Second
Den: 11 X 21 Level - Third
Storage: 10 X 10 Level - First

Local Schools

High School: Arnold
Middle School: Breakfast Point
Elementary School: Breakfast Point

8711 Surf Drive | MLS# 977364

This single family home located at 8711 Surf Drive, Panama City, FL 32408 is currently listed for sale with an asking price of $4,500,000. This property was built in 2025 and has 7 bedrooms and 8 full and 1 partial baths with 4715 sq. ft. Surf Drive is located in the No Named Subdivision subdivision. Search No Named Subdivision real estate on ksmith.beachybeach.com today.

Listed By / Shown By

Listed By

Agency Name: Compass

Shown By

Agent Name: Karen Smith
Agent Phone: (850) 527-5651
Agency Title: Beachy Beach Real Estate

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/16/2026. The listing information on this page last changed on 04/16/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 04/16/2026 3:53:21 PM EST) or Emerald Coast MLS (last updated Thu 04/16/2026 3:47:27 PM EST) or Central Panhandle Association of Realtors (last updated Thu 04/16/2026 3:48:14 PM EST). Real estate listings held by brokerage firms other than Beachy Beach Real Estate may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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